Credit Card Offers Australia Compare credit cards with 0% balance transfers and exclusive offers
Get the best Aussie credit card for you then apply online. 100% Australian owned

Financial Providers
Low Interest Credit Cards Balance Transfer Credit Cards No Annual Fee Credit Cards Rewards Credit Cards Frequent Flyer Credit Cards Debit Cards


Credit Card Guide

There are a few easy steps:


Select the type of credit card you want to apply for from the credit card types above or from the list of Financial Providers to the left.
   
Review the details and select for the credit card that best suits your needs.
   
If available, click on the APPLY ONLINE button. You will then be taken to the card card issuer site for a secure online application.

Getting the Best Credit Card


Finding the right credit card for your needs is not an easy task. Before you apply for a credit card you need to have a think about how you use it and what you want to get out of it. Once this is done go through the site and apply for the credit card that best works for you.

Stay up-to-date with the latest Australian Credit Card information.

Our Partner Australian Credit Card Websites: Credit World, Credit Card .com.au, Credit Card Application and Top 10 Credit Cards

 

Credit Card Offers: Compare Australian Credit Cards


We provide our visitors with vital, unbiased information on leading credit cards in Australia. Unlike many other financial comparison sites, we specialise only in credit cards and have been online since 2005. Credit Card Offers Pty Ltd is 100% Australian owned and operated. If you have any questions please don't hesitate to contact us. Browse through our site to find the best credit card for your needs.

Our Top 5 Credit Card Offers 
1st NAB Low Rate Credit CardNAB Low Rate Visa
  • 3.99% p.a. on purchases for 12 months
  • Reverts to a low 10.99% p.a. on purchases
  • 0% p.a. balances transferred for up to 6 months
  • $49 Annual card fee



2nd St.George Vertigo Credit CardSt.George Vertigo MasterCard
  • 10.99% p.a. on purchases
  • 0% p.a. balances transferred for up to 6 months***
  • $55 Annual card fee
  • Awarded Australia’s Cheapest Balance Transfer Credit Card by Money Magazine 2009



3rd Bankwest Lite Credit CardBankwest Credit Card
  • 4.99% p.a. on balance transfers for 15 months.
  • Low interest rate of 9.99%p.a.* on purchases.
  • Annual fee of $59.
  • Up to 3 additional cardholders for free.



4th Aussie MasterCard Credit CardAussie Credit Cards
  • 4.99% p.a on balance transfers for the 1st 12 months.
  • 9.99% p.a. on purchases for the 1st 12 months.
  • Reverts to a great low rate on purchases, now just 11.49% p.a.
  • Low annual account fee of $49.



5th ANZ Low Rate Credit CardANZ Low Rate Credit Card
  • 0% on balance transfers for 6 months
  • Low interest rate of 11.74% on purchases
  • Up to 55 days' interest free on all purchases
  • Annual card fee of $58



Special Offers Ending Soon
ANZ Low Rate Credit Card

The latest credit card offer from ANZ sees 4.9% p.a. on purchases for 12 months.

If you are looking for a new credit card and like to spend plus enjoy an ongoing low 11.74% p.a. on purchases this limited offer is definitely worth a look. Offer ends 4th July.

ANZ Credit Card

 

Best Gold Card Offer
Citibank Gold Credit Card

Credit Card Offers and Citibank have teamed up to provide this great exclusive offer. You won't be able to get this credit card deal anywhere else.

Get a bonus 5000 reward points with your first use plus 2.9% p.a. on balance transfers for 12 months. How much interest can you save over the 12 months period?

The Citibank Gold credit card also gives you access to its top rated Rewards programme FREE.
Citibank Gold Credit Card

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Best Platinum Card Offer
Citibank Platinum Credit Card

Another exclusive credit card offer: Save $125 off the annual card fee for the first year on the platinum credit card.

With the Citibank platinum credit card you get free access to both a Personal Concierge plus limited edition entertainment experiences through Citibank World Privileges.

Receive all the benefits you deserve with this leading platinum credit card. Please note that a minimum income of $50,000 p.a. is required to apply for this card. Don't you deserve the benefits of platinum with a 1/2 price annual fee?
Citibank Platinum Credit Card

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Low Rate Credit Cards

Low rate credit cards focus on providing the lowest interest rate for purchases. Low rate credit cards are best for people that don’t pay off their credit card balance every month. The more debt you have, the higher the importance of having the lowest interest rate.

National Low Rate Visa Card
NAB Low Rate Credit Card
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Annual Fee $49
Intro purchases 3.99% p.a. for 12 months
Interest rate 10.99% p.a. on purchases
Balance transfer 0% p.a. for 6 months

St.George Bank Vertigo MasterCard
St.George Vertigo Credit Card
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More Info
Annual Fee $49
Interest rate 10.99% p.a. on purchases
Balance transfer 0% p.a. for 6 months


Balance Transfer Credit Cards

Balance transfer credit cards are great for people that currently suffer high credit card debt. You can transfer the balance of your previous credit card(s) to a new provider. The new provider rewards you by charging no to very little interest for a period of time on the amount you successfully balance transfer.

Emirates Citibank Platinum Credit Card
Emirates Citibank Platinum Credit Card
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Annual Fee $199
Interest rate 19.99% p.a. on purchases
Balance transfer 4.9% p.a. for life
Rewards program $1 spent = 1.5 point

National Low Rate Visa Card
NAB Low Rate Credit Card
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More Info
Annual Fee $49
Intro purchases 3.99% p.a. for 12 months
Interest rate 10.99% p.a. on purchases
Balance transfer 0% p.a. for 6 months


No Annual Fee Credit Cards

No annual free credit cards typically have a high level of standard interest and are best used by people that pay off their balance every month. No annual fee credit cards generally don’t offer any rewards program. They can be great to have as a second credit card for emergency access to funds. You get the ability to access funds if you need to without the annual credit card fee.

American Express Gold Ascent Credit Card
American Express Gold Ascent Credit Card
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Annual Fee $0
Interest rate 19.99% p.a. on purchases
Rewards program $2 spent = 1 point

ANZ First Visa Credit Card
ANZ First Visa Credit Card
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Annual Fee $0 first year, save $30
Interest rate 17.49% p.a. on purchases
Balance transfer 7.99% p.a. for 6 months


Rewards Credit Cards

All Rewards credit cards generally charge a high level of interest. Additionally the annual fee is much higher than other credit card types. Reward credit cards are best used by people that pay off their balance every month plus have a reasonably high spend on their card. When thinking about reward cards you should forecast how much you believe you will spend in a year. Check how many points you will receive on that amount and what you can get in rewards for those points. This is also a great way to compare reward cards as 1 point in one program can be totally different to 1 point in another. If the rewards outstrip the higher credit card costs then this type of card is for you.

Citibank Gold Card
Citibank Gold Credit Card
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Annual Fee $119
Interest rate 19.99% p.a. on purchases
Balance transfer 2.9% p.a. for 12 months
Rewards program $1 spent = 1 point

NAB Qantas Platinum Credit Card
NAB Qantas Platinum Credit Card
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Annual Fee $290
Interest rate 17.99% p.a. on purchases
Balance transfer 6.99% p.a. for 6 months
Rewards program $1 spent = 1.5 point


Frequent Flyer Credit Cards

These are a type of rewards credit card whereby the main rewards are points that can be used for free tickets or upgrades on flights. Frequent flyer cards are best used by people that travel regularly and have a decent credit card spent every month. They typically attract the highest level of interest, therefore are best for people that pay off their balance each month.

Qantas American Express Premium Credit Card
Qantas American Express Premium Credit Card
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Annual Fee $249
Interest rate 19.99% p.a. on purchases
Rewards program $1 spent = 1.25 point

Velocity National Credit Card
Velocity NAB Credit Card
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Annual Fee $65 / $150 (gold)
Interest rate 17.99% p.a. on purchases
Balance transfer 3.99% p.a. for 6 months
Rewards program $2 spent = 1.5 point


Debit Cards

Debit cards are issued through Visa or MasterCard meaning that they can be used anywhere that the respective credit cards are accepted. Instead of being charged interest you load your own money onto the cards and then use them as you would a credit card. They can be very convenient when travelling to replace carrying cash around. Additionally you don’t have to be over 18 to apply.

NAB Visa Debit NAB Visa Debit Card
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  St.George Visa Debit Card St.George Visa Debit Card
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