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American Express Business Credit Card - Apply Online

	American Express Business Card:
	Receive an ATO-approved monthly statement with all your business expenses with GST breakdown Access your account online Up to 51 days credit free days No pre-set spend limit Annual fee $109 p.a. that is tax deductible

	American Express Gold Business Card:
	Receive an ATO-approved monthly statement with all your business expenses with GST breakdown Overseas Travel Insurance Up to 51 days credit free days No pre-set spend limit Annual fee $169 p.a. that is tax deductible

	American Express Business Card	American Express Gold Business Card
Card Overview	The Business Card delivers everything you need to keep your business moving	The Gold Business Card opens more doors for your business
Minimum Income Required	$24,000 p.a.	$24,000 p.a.
Minimum Trading Period Required	12 months	12 months
Annual Card Fee²	$109 p.a.	$169 p.a.
Supplementary Annual Card Fee² (per Card)	$79 p.a.	$119 p.a.
Membership Rewards³ Fee	Choices $40 p.a. Ascent $80 p.a.	Choices $40 p.a. Ascent $80 p.a.
Tax Deductible Membership Fee⁴	Yes	Yes
Credit Limit⁵	No pre-set spending limit	No pre-set spending limit
Credit Free Days⁶	Up to 51 credit-free days	Up to 51 credit-free days
Qantas Rebate⁷	No	No
Monthly Statements with ATO-approved GST Breakdown	Yes	Yes
Monthly Business Expenses Cover	No	No
Domestic and Overseas Travel Cover	No	Yes
Travel Inconvenience Cover	No	Yes
Purchase Protection	No	No
Refund Protection	No	No
Transport Accident Cover	Up to $150,000	Up to $300,000
Transport Card Account Waiver	Up to $10,000	Up to $20,000
Business Trip Completion Cover	Yes	Yes
Buyer’s Advantage^TM	No	No
Subscriptions to BRW and the Weekend Financial Review	No	No
Business Support Line	1st call no fee $41.25 thereafter	1st call no fee $41.25 thereafter

1. Rebate amount is subject to a maximum of $50,000 + GST per Rebate Year.
2. Fees and charges are current as at 24 August 2005 and are subject to change.
3. Membership Rewards enrolment required. An annual fee applies to Business Charge Cards. Subject to the terms and conditions of the Membership Rewards program. There may be taxation implications associated with your participation in the Membership Rewards program. You are advised to check with your accountant or tax advisor for further information.
4. Membership fees for both the Business Card and each Supplementary Card are tax deductible if the Cards are used solely for business purposes.
5. You are free to spend as much as you show us you can afford to repay. Proof of resources and security may be required.
6. Receive up to 51 credit-free days on your Business Charge Card before paying your account in full.
7. Businesses that choose to keep an existing rebate or discount agreement with Qantas are not eligible for this offer. Rebate Terms and Conditions apply.
8. Reverting to one point for every dollar thereafter.


	Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
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