American Express Platinum Credit Card - Apply Online

	Extensive range of services to meet your financial needs:
	Qantas domestic return flight per year to most major cities¹ in Australia Automatic enrolment into Membership Rewards™ Ascent. $1=1.5 points, up to $ 100k p.a.($1=1 point thereafter) Competitive 19.99% p.a. interest rate Annual card fee of $395 p.a. Up to 55 days interest free credit on purchases Supplementary Credit Cards at no additional costs 24/7 Platinum Priority Service Domestic and Overseas Travel Insurance Purchase Protection Refund Protection Apply Online Don't you deserve Platinum?

1. Terms and Conditions apply. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions, Qantas Fare Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded for travel on these flights. Hotel night stay is subject to availability and in some instances blackout dates may apply.
2. 1.5 points per dollar spent up to 100,000 p.a. with one point per dollar thereafter. Subject to the Terms and Conditions of the Membership Rewards program.
3. As long as your account remains current and in good standing. Membership Rewards program enrolment required. Membership Rewards points redemption rates are subject to the Terms and Conditions of the Membership Rewards program and are subject to changes, with or without notice.
4. American Express Platinum Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Credit Card insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This brochure does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available upon request and consider the appropriateness of that insurance in relation to you individual requirements.
5. Interest rates are current at published date and subject to change, including changes under our Interest Rate Policy. Our interest rate policy describes how we intend to adjust credit card interest rates based on your payment history.
American Express Australia Limited (ABN 92 108 952 085) ® Registered Trademark of American Express Company

FULL CARD BENEFIT DETAILS

Annual Card Fee
$395 p.a.

Minimum Income Required to Apply
$100,000 p.a.+

Standard Interest Rate
19.99% p.a

Interest Free Days
If you choose to pay your balance in full, you can enjoy up to 55 interest free days on purchases made with your Platinum Credit Card. This interest free credit is available depending on when the statement is issued, whether you have obtained a balance transfer, and whether you are carrying forward a balance from your previous statement period. Please note that there are no interest free days for cash advances or balance transfers.

24/7 Online Account Access
Online Services allows you to manage various aspects of your Card Account - saving you time and giving you complete control, 24 hours a day.

Emergency Card Replacement
Should your Card be lost, stolen or damaged, we can provide you with a replacement Card virtually anywhere in the world, usually within 24 hours.

Online Fraud Protection Guarantee
Shop online with confidence. You will not be held responsible for unauthorised online purchases. Provided you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Credit Card Conditions, you will not be held liable for any unauthorised charges

Cash Advance
Cash when you need it. You can make ATM withdrawals on your Credit Card at most ATMs in Australia and at over 520,000 ATMs worldwide

Withdrawal amount will be charged to your nominated account for each transaction. A transaction fee applies. Currency conversion fee is payable when a cash withdrawal is processed in a currency other than Australian dollar.

The American Express Platinum Credit Card