St.George Platinum Credit Card

The ultimate shopping and travel card combining value, prestige and premium benefits.

	Key Features:
	Interest rate 14.25% p.a. on purchases* Low platinum annual card fee of $89 3.99%p.a. balance transfer rate for 6 months*** Up to 55 days Interest Free days on purchases* Up to three additional cards at no extra cost Instant discounts and added extras with St.George Complimentary insurance** Apply Online

Overseas travel:
Pay for your overseas return travel tickets with your St.George Platinum Credit Card and you automatically receive up to three months free travel insurance, which includes coverage for such items as overseas medical and hospital expenses, loss or damage to personal items such as luggage and travel documents, unexpected travel and accommodation expenses and much more. Your spouse and dependent children are also covered when they are traveling with you and the tickets are purchased on your St.George Platinum Credit Card.

Domestic flight inconvenience insurance:
When your domestic flight is paid on your St.George Platinum Credit Card, you and your spouse and dependent children are covered for the entire holiday. Your Platinum Credit Card ensures you receive meals, refreshments for substantial flight delays and essential clothing for specified luggage delays. You also receive coverage on the loss or damage of personal items, funeral expenses as a result of accidental death and the cancellation of domestic travel arrangements in unforeseen circumstances.

Transit accident
When you book and pay for travel with your St.George Platinum Card you are automatically protected against accidental death and injury while riding as a passenger or when boarding or alighting a plan, tourist bus, train or ferry for up to $750,000. Your spouse and dependent children are also covered when they are traveling with you and the tickets are purchased on your St.George Platinum Credit Card.

Purchase cover
With most new personal items purchased on your Platinum Credit Card, you have the security of knowing they are immediately protected for three consecutive months against theft, loss or damage.

Extended warranty
You receive up to 12 months free and automatic extended warranty on the manufacturer’s expressed Australian warranty on most new personal items purchased on your St.George Platinum Credit Card.

Best price guarantee
This guarantee ensures that you get the best price on most new personal items. If after purchasing a good you see it at a cheaper price, you can claim the difference back.

Personal Concierge Service
Your St.George Platinum Credit Card gives you the luxury of your own Personal Concierge Service 24 hours, 7 days a week, at home or anywhere your travelling.
Your concierge can make dinner reservations for you and your guests, help out in an emergency, provide advice on shopping, and business services, get
- Up to 3 additional cards for your friends or family
- Linked access to your other St.George accounts
- Exclusive Platinum card programs offered by Visa and MasterCard
- Instant discounts and added extras with St.George Instant Benefit

* Interest rate is current as at 13/03/09 and is subject to change. For Platinum an interest rate of 19.99% p.a. applies to cash advances. 55 days interest free on purchases only on accounts paid in full by the due date. Interest free period does not apply to the cash advances, or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid. All applications for credit are subject to the Bank's prevailing credit criteria. Fees, charges, terms and conditions apply and full details are available upon request.
** These benefits are provided to cardholders and are subject to Terms and Conditions (http://www.stgeorge.com.au/resources/sgb/downloads/InsuranceCOU.pdf) and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
*** If your application for credit is approved, the special balance transfer rate period commences on the date the account is opened. The special Balance Transfer interest rate period ends 6 months later, regardless of when any balance transfer request is processed by us. On the date the special balance transfer rate period ends the interest rate on the outstanding transferred balances reverts to the standard variable rate applying to purchases. Any interest free period for purchases does not apply while an amount that has been debited as a result of a balance transfer remains unpaid. Balance Transfers will not be accepted from personal loan, overdraft, business or St.George Group or international credit card accounts.
St.George Bank Limited ABN 92 055 513 070 AFS License No. 240997.